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Shelters and Savings


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Tax-Sheltered Annuity (TSA)

The IRS allows full- and part-time employees of DPS to save for retirement and reduce their current income taxes. You may defer a portion of your salary on a pre-tax basis and place it in an account with an insurance or mutual fund company. DPS will deduct the amount you authorize and send it to an approved TSA provider, where it is invested on a tax-deferred basis. DPS offers a choice of qualified companies that provide TSA products for employees.

It is very important that you read all the material you will receive about TSAs before choosing to participate. You should consult a tax or financial advisor for further information and advice about your personal financial situation.

U.S. Savings Bond Purchase

Through convenient payroll deductions, you may elect to purchase U.S. Savings Bonds on a commission-free basis. When you join this plan, you select an amount to be set aside from each paycheck to buy U.S. Savings Bonds. The rest is automatic. Benefits include competitive interest rates, tax advantages, cash on demand, and safety.